Built for Indian salary statements

Your salary came in.
Where did it go?

Turn months of bank and card statements into a clear breakdown of spending, recurring leaks, lifestyle inflation and your biggest opportunities to save.

No bank login Never asks for PIN or OTP PDF & CSV statements

Sample report · Apr – Sep 2026

Financial overview

Your money, decoded

Savings rate

21.2%

Monthly surplus

₹39k

Runway

3.2 mo

Flexible

32.3%

Monthly spending

Top insight

5.4% spending growth

Dining and quick commerce are growing faster than income.

Your data

No PINs. No passwords.

Statements only — never banking credentials.

Your calculation

Every number traceable

From headline to merchant to transaction.

Your decisions

Insight, not judgement

Clear options without financial advice.

From statement to story

Financial clarity in three deliberate steps.

01

Add your statements

Upload multiple bank or card PDFs and CSVs. We never ask for your account password, PIN or OTP.

02

We untangle the flow

Merchants are cleaned, transfers are identified and card repayments are de-duplicated before analysis.

03

See what matters

Get a prioritised explanation of spending, quiet renewals, inflation and realistic ways to keep more.

The diagnosis

A dashboard that tells you what to notice.

Not forty equal-weight charts. A clear reading of the few patterns changing your cash flow.

Explore the full report

Lifestyle inflation

+5.4%

Travel & Holidays is the biggest driver.

Quiet renewals

₹10.3 L

19 recurring charges estimated annually.

Small spends

236

Purchases below ₹500 total ₹71k.

Potential change

₹10k

Per month from your three highest-impact actions.

What you learn

Every answer leads to the next useful question.

Start with where the salary went. Drill into why. Finish with a plan you can actually live with.

01

Fixed versus flexible

Know what is committed before the month begins — and what remains within your control.

02

Recurring expense detection

See regular merchants, observed cadence, average charge, confidence and estimated annual cost.

03

Lifestyle inflation

Compare recent months to a clear baseline and separate structural costs from discretionary drift.

04

Prioritised action plan

Rank practical changes by monthly impact and effort, then model the savings before committing.

Privacy is part of the product, not footer copy.

No bank credentials

We never ask for a UPI PIN, OTP or net-banking password.

Visible exclusions

Transfers and card repayments excluded from totals stay traceable.

Minimal collection

Only the information needed to explain cash flow belongs in the analysis.

Clear deletion

Stored files and reports will have direct deletion controls before live uploads launch.

Chandrashekhar B., Founder of Digisyncs Media

Meet the owner

Chandrashekhar B.

Founder, Digisyncs Media

Chandrashekhar B. is the founder of Digisyncs Media, a digital growth company working across performance marketing, AI automation, software development and creative production. He helps businesses attract the right customers, respond faster and build a stronger digital presence.

Salary Autopsy brings that same practical mindset to personal cash flow: clear information, thoughtful technology and actions people can confidently use.

Performance marketing
AI automation
Web & app development
Creative production

Salary Autopsy eBook

Your monthly money review, made practical.

A concise field guide to reading your cash flow, spotting silent drains, checking lifestyle inflation and choosing changes that fit real life.

  • Monthly money-map method
  • Subscription audit
  • Lifestyle inflation checks
  • Action-plan worksheets
₹499one-time

Published by Digisyncs Media

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Start with the sample

Your salary deserves an explanation.

Explore six months of fictional transactions and see exactly how the report works.

Open sample report